Built & licensed
A de novo international bank
Fintech founder · investor · product strategist
I build institutions for ideas that look impossible.
From a de novo bank licence and early fintech investing to digital identity, AI infrastructure and applied research — I turn regulated complexity into products, platforms and public artefacts.
A de novo international bank
Fintech companies before consensus
Books, sites and frontier prototypes
SELECTED CASES / SOURCE-LED / PLATE 02
Three ways the same operating pattern shows up: take a big “no”, separate hard constraints from soft ones, and make the institution move.
Build a bank for international SMEs and non-standard clients when most advisers considered the proposition impossible.
Create a fintech investment thesis before the category had broad institutional consensus.
Give Southeast Asian fintech founders an international bridge to capital, institutions and operators.
OPPORTUNITY ROUTING / CHOOSE A LENS / PLATE 03
The common thread is institutional product-building. Choose the route that matches your mandate; the rest can stay out of the room.
Zero-to-one product, founder’s office, special projects, strategy and innovation in regulated or institution-heavy markets.
Practice-derived work across digital identity, institutional trust, fintech infrastructure, AI compute and civic resilience.
Focused advisory and venture work where product, regulation, network and narrative must move as one system.
OPERATING PATTERN / K100
Turn an oversized problem into constraints, unknowns and a route to evidence.
Speak product, regulation, founder, investor and public-interest language without losing the idea.
Use licences, products, books, sites and prototypes to make thinking inspectable.
Bring the right institutional and founder networks around a focused mission.
RECENT RESEARCH ARTEFACTS / 2026 / PLATE 04
Research is most useful when it leaves the document: as a thesis, a public conversation, a product brief or a prototype.
AI infrastructure · hardware · strategic foresight
Open project BK-02 / LIVEUK resilience · defence · civic systems
Open project BK-03 / LIVEForesight · culture · science-fiction-led products
Open project BK-04 / LIVEFintech strategy · ecosystems · institutional growth
Open projectSELECTED CHRONOLOGY / OVERLAPS ARE REAL / PLATE 05
Applied research, books, advisory work and product prototypes across identity, AI infrastructure and civic systems.
Founder and CEO/CPO; de novo licensing, product architecture, compliance and international banking.
Founder and CEO of a Singapore fintech accelerator and ecosystem platform.
Founder and Managing Partner; early fintech investing and research-led category formation.
Product and marketing leadership; the operating foundation for later regulated ventures.
EDUCATION / CLEAN RECORD
Saint Petersburg State University — Master’s degree in Political Science, State Policy and Administration (2007); Bachelor’s degree in Political Science (2005).
Lomonosov Moscow State University — postgraduate research in public administration (2007–2010); dissertation not defended, no degree awarded.
The through-line: how information, regulation, products and infrastructure construct trust in institutions.
FINAL PROOF / OPEN FOR THE RIGHT MISSION
Senior operating roles, founder’s-office mandates, funded research, venture work and a small number of serious advisory collaborations.